If you're going abroad for work or a holiday make sure you never use your normal credit or debit card. In most instances, they'll charge you extra every time you spend or take out cash.
Instead you should look at getting a specialist travel card with fee-free transactions and withdrawals. There are a handful available, but how do you decide which is best?
I've gone through the differences between travel credit cards, travel debit cards, prepaid cards and newer smart cards, as well as shared the ones I think are the best of the bunch for the rest of 2020.
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
Andy's YouTube channel won Best Money Vlogger at the 2017 SHOMO awards.