क्या Mutual Fund कंपनी आपका पैसा लेकर भाग सकती है?

2021/04/02 に公開
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Can a Mutual Fund Company Run with your Money? Do you think like that?

Mutual funds are an investment vehicle that pool money from a group of investors to invest in stocks, bonds, and other securities. Mutual funds are managed by professional fund managers who are responsible for investing the pooled money to achieve the fund's investment objective. In India, mutual funds are regulated by the Securities and Exchange Board of India (SEBI) and there are strict regulations in place to protect investors' money.

In this video, we'll discuss whether an Indian mutual fund company can run with investors' money, and what safeguards are in place to prevent such an event from happening.

Regulatory Framework for Indian Mutual Funds

Mutual funds in India are governed by the SEBI (Mutual Funds) Regulations, 1996. The regulations set out various rules and requirements for mutual funds and their management companies, including:

1. The requirement for a fund to have an Asset Management Company (AMC) to manage the fund.
2. The requirement for a trustee to oversee the functioning of the mutual fund and to protect the interests of the unit holders.
3. The requirement for a custodian to hold the securities purchased by the mutual fund.
4. Limits on the fees that can be charged by mutual funds to investors.
5. Guidelines on the investment objectives, investment strategies, and investment restrictions of mutual funds.
6. Disclosure requirements for mutual funds, including the provision of a scheme information document and regular reporting to investors.

All mutual funds in India must be registered with SEBI, and must comply with these regulations in order to operate.

Safeguards in Place to Protect Investors' Money

The regulations governing mutual funds in India are designed to protect investors' money and to prevent mismanagement or fraud by mutual fund companies. Some of the safeguards in place to protect investors' money include:

1. Requirement for an AMC: All mutual funds in India must have an AMC, which is responsible for managing the fund's investments. The AMC is regulated by SEBI and must comply with the regulations governing mutual funds.
2. Requirement for a trustee: Every mutual fund in India must have a trustee, which is responsible for overseeing the functioning of the mutual fund and protecting the interests of the unit holders. The trustee is independent of the AMC and is responsible for ensuring that the mutual fund complies with SEBI's regulations.
3. Requirement for a custodian: The custodian is responsible for holding the securities purchased by the mutual fund, and for ensuring that the assets of the mutual fund are safe. The custodian is also independent of the AMC and is regulated by SEBI.
4. Limits on fees: SEBI has set limits on the fees that mutual funds can charge to investors, to ensure that investors are not charged excessive fees.
5. Guidelines on investment objectives, strategies, and restrictions: SEBI has set out guidelines for mutual funds regarding their investment objectives, investment strategies, and investment restrictions. These guidelines are designed to ensure that mutual funds are investing in a responsible and prudent manner.
6. requirements: Mutual funds in India are required to provide a scheme information document to investors, which includes information about the fund's investment objective, investment strategy, and fees. Mutual funds are also required to provide regular reporting to investors about the fund's performance and holdings.

All of these safeguards are designed to protect investors' money and to prevent mismanagement or fraud by mutual fund companies.

What Happens If a Mutual Fund Company Runs with Investors' Money?

In the unlikely event that a mutual fund company in India were to run with investors' money, there are several safeguards in place to protect investors.

First, the trustee of the mutual fund would take over the management of the fund and would be responsible for protecting the interests of the unit holders. The trustee would ensure that the mutual fund's assets are safe, and would take appropriate action.

#instanivesh, #howmutualfundwork #mutualfunds

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This video is for educational purpose only, please take the advice of your financial advisor before making any investments.

The videos do not provide any advice/tips on Investment or recommend buying and selling any stock.

We neither take guarantee of profit nor stand responsible for any losses of any recipient.

The recipients of this material should take their own professional advice and ensure its correctness before acting on this information.

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